What are Specified Items and what are they covered for?

Specified Items are any of your Household Goods or High Risk Items worth £1,500 or more or any bicycle worth more than £500. You don't need to specify items of furniture (unless antiques), or domestic electrical appliances such as washing machines. Also, if you want cover for contact lenses of any value they must be specified.

Specified Items are covered for accidental loss, damage and theft while they're in your home and temporarily removed from your home anywhere in the UK. They're also covered for up to 60 consecutive days anywhere in the rest of the world.

Please bear in mind that if you don't tell us about one of these items, there will be no cover for that item and you may be treated as being underinsured.