What is the difference between Personal Possessions cover provided under the Home Insurance policy and Annual Travel Insurance (Home Optional Extra) cover?
This table highlights the differences between them:
| Personal Possessions | Annual Travel - Personal Possessions cover | |
|---|---|---|
| Cover | Selected by you | £2000 |
| Single Article Limit | £1,499 (pedal cycles £500) | £500 |
| Covered where? | Worldwide - when you leave home any day | Worldwide - when on holiday only |
| Claim affect No claim discount? | Yes | No |
| Excess to pay | Policy excess and voluntary excess if selected | £50 |
| Number of days covered | Maximum of 60 consecutive days | Maximum of 45 consecutive days |