What are the implications of underinsuring myself?

While we wouldn't want you to find yourself in this situation, if your contents are underinsured, this could result in a claim being reduced, rejected or your policy being cancelled.

You must ensure that your contents (Household Goods, High Risk Item and Specified Items) are insured for the full replacement cost as new at all times.

If you're unsure whether you're adequately insured or not, please download our Home Contents Checklist.