Why do I need Personal Injury Benefit? Doesn't my Car Insurance already cover this?

Your esure Car Insurance policy will provide your passengers with significant compensation in the event of death or injury if you cause an accident whilst driving your car.
In the event of death or serious injury, we’ll pay up to £100,000 if you (or any named driver) are at fault, or up to £30,000 if not.

What Personal Injury Benefit covers you for:

• Death – £100,000 (Fault) or £30,000 (Not at fault)
• Permanent total disablement – £100,000 (Fault) or £30,000 (Not at fault)
• Loss of (or loss of use of) one limb - £100,000 (Fault) or £15,000 (Not at fault)
• Loss of sight in one or both eyes – £100,000 (Fault) or up to £30,000 (Not at fault)
• Loss of hearing in one or both ears – £100,000 (Fault) or up to £30,000 (Not at fault)
• Loss of speech – £100,000 (Fault) or £30,000 (Not at fault)
• Third degree burns – £100,000 (Fault) or £15,000 (Not at fault)